I-Credit Insurance Scheme

Ukuhlola ubungozi kwangaphambilini: isiteshi sesikweletu sizohlola ngokucophelela isimo somthengi sengozi futhi sinikeze iziphakamiso zobungozi ezivela ezicini zolwazi lokubhalisa, izimo zebhizinisi, izimo zokuphatha, amarekhodi okukhokha, imininingwane yasebhange, amarekhodi ecala, amarekhodi esiqinisekiso semalimboleko, imininingwane yezezimali, njll., okuwukuhlola okuphelele nokunenhloso yekhono lomthengi lokukhokha isikweletu sesikhathi esifushane kanye nokuzimisela kokukhokha.

Isivikelo sengozi yangemuva kwangemuva: Umshwalense wesikweletu ungasiza amakhasimende ehlise ngempumelelo ukulahlekelwa okubangelwa ubungozi bezohwebo nezepolitiki. Isilinganiso esiphezulu sesinxephezelo somshwalense wesikweletu sokuthumela ngaphandle wesikhathi esifushane/esimaphakathi singafinyelela ngaphezu kwama-80%, okwenza buthaka kakhulu ingcuphe yokuthekelisa "yokuthengisa ngesikweletu".

Umshwalense wesikweletu + noxhaso lwezimali lwasebhange: Ngemuva kokuthi ibhizinisi lithathe umshwalense wesikweletu bese lidlulisela amalungelo nezintshisekelo zembuyiselo ebhange, isilinganiso sesikweletu sebhizinisi sizothuthukiswa ngenxa yokuvikelwa komshwalense, ngaleyo ndlela kusize ibhange ukuthi liqinisekise ukuthi ubungozi bokuthola imali bukhona. ezilawulekayo futhi inikeze imali ebolekiwe ibhizinisi; Esimeni sanoma yikuphi ukulahlekelwa ngaphakathi komkhawulo womshwalense, i-Sinosure izokhokha inani eliphelele ngokuqondile ebhange elixhasa ngezimali ngokuvumelana nezinhlinzeko zenqubomgomo. Ngosizo lwezimali, ungakwazi ukuxazulula inkinga yesikhathi eside credit ukudayiswa capital matasa, ukusheshisa inzuzo capital.